First home
buyers

at Earlsbrook

Your First Home at Earlsbrook

A seamless journey to modern living with semi-rural charm.

Purchasing your first home is a significant milestone, and at Earlsbrook in Lincoln, we’re here to make that journey as smooth and rewarding as possible. Our community is designed with first-home buyers in mind, offering a harmonious blend of modern living and semi-rural charm.

Explore available sections

Why choose Earlsbrook?

Affordable living

We understand the financial challenges of buying your first home. Earlsbrook offers a variety of section sizes, ranging from 331m² to 688m², providing options to suit different budgets and lifestyles.

Available sections

House & Land packages

To simplify the process, we provide house and land packages. These packages allow you to secure your new home with a small deposit, with no further payments until completion, making it easier to manage your finances.

House & Land packages

Community-focused design

Earlsbrook is a master-planned community featuring extensive green spaces, cycling paths, and a true sense of connectivity throughout. Enjoy the benefits of a thoughtfully designed neighborhood that fosters a strong sense of community.

Discover community

Financial assistance for First-Home Buyers

First Home Loan

This program allows eligible first-home buyers to secure a mortgage with just a 5% deposit. To qualify, you must meet specific income and lending criteria.

KiwiSaver first-home withdrawal

If you’ve been contributing to KiwiSaver for at least three years, you may be eligible to withdraw your savings to put towards your first home. This can significantly boost your deposit and reduce the amount you need to borrow.

Next steps

Starting your homeownership journey at Earlsbrook is easy.

Explore our offerings:
Visit our House & Land page to view available packages and select the one that best suits your needs.

Assess your eligibility:
Review the criteria for the First Home Loan and KiwiSaver withdrawal to understand your financial options.

Get in touch:
Contact our team to discuss your preferences, ask questions, and receive guidance tailored to your situation.

At Earlsbrook, we’re committed to helping you achieve the dream of homeownership. Join our vibrant community in Lincoln and take the first step towards owning your new home today.

Contact our team

Frequently Asked
Questions

FAQs for First Home Buyers at Earlsbrook

The process is simple:

1. Browse available sections or house and land packages on our website.

2. Contact our team to discuss your preferences and options.

3. Once you’ve selected a section or package, our team will guide you through the paperwork and secure your new home.

Eligible first-home buyers can access the First Home Loan (5% deposit) and KiwiSaver First-Home Withdrawal to boost their deposit. Visit Kainga Ora for details and eligibility criteria.

For house and land packages, a small deposit is required to secure your home, with no further payments until completion. If you’re eligible for the First Home Loan, only a 5% deposit is needed.

Yes, if you’ve been contributing to KiwiSaver for at least three years, you may withdraw your savings (except for $1,000) to put towards your first home. Learn more on the KiwiSaver website.

Earlsbrook offers:

• Affordable sections in a semi-rural setting.

• Access to green spaces and walking paths.

• Proximity to Lincoln’s local amenities and schools.

• A welcoming, community-focused atmosphere.

To qualify, you need to meet certain income and property price thresholds. Check your eligibility on the Kainga Ora website.

Once you’ve purchased, we’ll keep you updated throughout the development process. If it’s a house and land package, upon completion you can look forward to moving into a fully completed home with minimal hassle.

Yes, we have what is set to be New Zealand's biggest show home village. Here you'll be able to explore building innovation and style from Canterbury's best builders. Contact us or check our website for details.

Our team is here to help! Reach out via the contact page or call us directly for personalised advice and assistance.

Explore Earlsbrook

Click below to learn more about our sections, the Lincoln community and answers to frequently asked questions. We’re here to help you discover what makes Earlsbrook your perfect place to call home.